*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:#172334;background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.container{width:min(1160px,calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:0}.skip-link:focus{left:12px;z-index:1000;background:#fff;padding:10px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid #e7edf2;backdrop-filter:blur(12px)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:10px;font-size:21px;font-weight:700;letter-spacing:-.6px}.brand strong{color:#176b72}.brand-mark{display:grid;place-items:center;width:36px;height:36px;border-radius:11px;background:#123b4a;color:#fff;font-weight:800}.primary-nav{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:650}.primary-nav a:hover,.footer-grid a:hover{color:#137c82}.nav-cta{padding:10px 17px;border-radius:999px;background:#176b72;color:#fff!important}.menu-toggle{display:none;border:1px solid #d7e0e6;background:#fff;border-radius:8px;padding:8px 12px}.hero{display:grid;grid-template-columns:1.02fr .98fr;gap:44px;align-items:start;padding-top:46px;padding-bottom:64px}.home-hero{padding-top:54px}.hero-copy{padding-top:18px}.eyebrow{text-transform:uppercase;letter-spacing:1.5px;font-size:11px;font-weight:800;color:#18777d;margin:0 0 12px}.hero h1,.page-intro h1{font-size:clamp(34px,5vw,56px);line-height:1.06;letter-spacing:-2px;margin:0 0 20px;color:#112a3a}.hero-lead{font-size:17px;color:#536273;line-height:1.7;margin:0 0 22px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:0;border-radius:8px;padding:13px 19px;font-weight:750;font-size:14px;cursor:pointer;transition:transform .15s,background .15s}.button:hover{transform:translateY(-1px)}.button-primary{background:#176b72;color:#fff}.button-primary:hover{background:#10575e}.button-secondary{border:1px solid #d5e0e5;color:#163b4a;background:#fff}.button-full{width:100%}.trust-points{display:flex;flex-wrap:wrap;gap:10px 18px;padding:0;margin:20px 0 0;list-style:none;color:#435565;font-size:13px}.trust-points li:before{content:"✓";color:#168078;font-weight:900;margin-right:7px}.hero-side{min-width:0}.hero-image{width:100%;height:250px;object-fit:cover;border-radius:15px;display:block;margin-bottom:18px}.image-placeholder{min-height:190px;border-radius:14px;background:linear-gradient(135deg,#e8f0ef,#f4f6f6);border:1px dashed #aabec0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;color:#66777d;text-align:center;padding:20px}.image-placeholder span{font-size:12px;text-transform:uppercase;letter-spacing:1px}.image-placeholder code{font-size:12px;color:#234c55;overflow-wrap:anywhere}.quote-form{background:#f7faf9;border:1px solid #dce8e5;border-radius:14px;padding:22px;box-shadow:0 12px 34px rgba(18,55,65,.07)}.form-heading h2{font-size:21px;line-height:1.2;margin:0 0 7px;color:#142f3e}.form-heading p:not(.eyebrow){font-size:13px;color:#61717c;margin:0 0 16px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.form-grid label{display:flex;flex-direction:column;gap:6px;font-size:12px;font-weight:700;color:#354a58}.form-grid .full-width{grid-column:1/-1}input,select,textarea{width:100%;font:inherit;font-size:14px;padding:11px 12px;border:1px solid #d5e0e5;border-radius:7px;background:#fff;color:#172334;outline:none}input:focus,select:focus,textarea:focus{border-color:#176b72;box-shadow:0 0 0 3px rgba(23,107,114,.12)}textarea{resize:vertical}.consent{display:flex;gap:9px;align-items:flex-start;font-size:11px;color:#596b76;margin:14px 0}.consent input{width:auto;margin-top:4px}.consent a{text-decoration:underline;color:#176b72}.form-footnote{font-size:10px;color:#71808a;margin:11px 0 0}.form-trap{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}.section{padding-top:58px;padding-bottom:58px}.section-soft{background:#f5f8f8}.section-dark{background:#102f3c;color:#fff}.section-dark h2,.section-dark p{color:#fff}.section-heading{max-width:720px;margin-bottom:26px}.section-heading h2,.split-section h2,.content-section h2{font-size:clamp(25px,3vw,36px);line-height:1.18;letter-spacing:-.8px;margin:0 0 12px;color:#142f3e}.section-dark .section-heading h2,.section-dark .split-section h2{color:#fff}.section-heading>p:not(.eyebrow){color:#65737d;margin:0 0 10px}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{display:block;padding:18px;border:1px solid #e0e8eb;border-radius:12px;background:#fff;transition:transform .18s,box-shadow .18s}.service-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(17,44,55,.08)}.service-card h2,.service-card h3{font-size:19px;line-height:1.25;margin:15px 0 8px;color:#173444}.service-card p{font-size:13px;color:#667580;margin:0 0 12px}.card-image{width:100%;height:150px;object-fit:cover;border-radius:8px;display:block}.service-card .image-placeholder{min-height:150px}.text-link{display:inline-flex;gap:8px;color:#14757b;font-weight:750;font-size:13px}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.steps-grid article{padding:23px;border:1px solid #dfe8e9;border-radius:12px;background:#fff}.steps-grid b{font-size:13px;color:#168087;letter-spacing:1px}.steps-grid h3{font-size:19px;margin:12px 0 7px;color:#173444}.steps-grid p{font-size:13px;color:#687782;margin:0}.split-section{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center}.split-section p{color:#5e6d78}.section-dark .split-section p{color:#d2e0e2}.rating-panel,.info-card{padding:25px;border:1px solid rgba(255,255,255,.2);border-radius:14px;background:rgba(255,255,255,.08);display:flex;flex-direction:column;gap:6px}.rating-panel strong{font-size:35px;line-height:1.1}.rating-panel span{font-size:13px;color:#d1e0e2;margin-bottom:14px}.rating-panel .small-note{color:#d1e0e2}.info-card{background:#fff;border-color:#e0e8eb}.info-card h3{margin:0 0 8px}.check-list{padding-left:20px;color:#5e6d78}.check-list li{margin:8px 0}.breadcrumb{display:flex;gap:9px;align-items:center;flex-wrap:wrap;padding-top:24px;color:#77858e;font-size:12px}.breadcrumb a{color:#176b72}.page-intro{padding-top:48px;padding-bottom:20px;max-width:850px}.page-intro h1{font-size:clamp(32px,4vw,48px)}.page-intro p:not(.eyebrow){font-size:16px;color:#5e6d78}.content-section{max-width:850px;border-bottom:1px solid #e9eef0}.content-section p{color:#536471;max-width:780px}.faq-list{display:grid;gap:10px;max-width:900px}.faq-item{border:1px solid #e0e8eb;border-radius:9px;padding:0 16px;background:#fff}.faq-item summary{padding:16px 0;cursor:pointer;font-weight:750;color:#1b3949}.faq-answer p{margin:0 0 16px;color:#62727d;font-size:14px}.area-link-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px}.area-link-grid a{display:flex;justify-content:space-between;gap:10px;padding:11px 13px;border:1px solid #e0e8eb;border-radius:8px;background:#fff;font-size:13px;font-weight:650}.area-link-grid a:hover{border-color:#78aeb0;color:#126a70}.area-link-grid span{color:#168087}.area-pills{display:flex;flex-wrap:wrap;gap:8px}.area-pills a{padding:7px 11px;border:1px solid #dce7e8;border-radius:999px;color:#176b72;font-size:12px}.small-note{font-size:12px;color:#77858e}.cta-strip{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:25px;border-radius:14px;background:#eaf4f2;margin:35px 0}.cta-strip h2{margin:0 0 5px;color:#153a46}.cta-strip p{margin:0;color:#5d7079;font-size:14px}.article-body{max-width:850px}.article-body .section{padding-top:28px;padding-bottom:28px}.article-body h2{font-size:25px;color:#173444}.article-body p{color:#536471}.legal-page h1{font-size:42px;letter-spacing:-1px;color:#173444}.legal-page h2{font-size:21px;margin-top:30px}.form-result{min-height:50vh}.site-footer{background:#0e2935;color:#dbe6e8;padding:50px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}.brand-footer{color:#fff;margin-bottom:12px}.footer-grid p{max-width:360px;font-size:13px;color:#b8c9ce}.footer-grid h2{font-size:14px;color:#fff;margin:0 0 12px}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:9px}.footer-grid>div:not(:first-child) a{font-size:13px;color:#c2d0d3}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding-top:17px;display:flex;justify-content:space-between;gap:20px;font-size:11px;color:#9fb4ba}.article-body .small-note{margin:25px 0}.service-list-grid{margin-top:28px}
@media(max-width:900px){.hero{grid-template-columns:1fr;gap:25px}.hero-copy{padding-top:0}.hero-side{max-width:700px}.card-grid{grid-template-columns:repeat(2,1fr)}.area-link-grid{grid-template-columns:repeat(3,1fr)}.split-section{grid-template-columns:1fr;gap:25px}}
@media(max-width:640px){.container{width:min(100% - 28px,1160px)}.header-inner{min-height:66px}.menu-toggle{display:block}.primary-nav{display:none;position:absolute;top:66px;left:0;right:0;padding:16px 20px 20px;background:#fff;border-bottom:1px solid #e5ecee;flex-direction:column;align-items:stretch;gap:15px}.primary-nav.is-open{display:flex}.primary-nav a{padding:7px 0}.primary-nav .nav-cta{text-align:center;padding:11px}.hero{padding-top:30px;padding-bottom:40px}.hero h1{font-size:36px;letter-spacing:-1.3px}.hero-lead{font-size:15px}.hero-image{height:190px}.quote-form{padding:17px}.form-grid{grid-template-columns:1fr}.form-grid .full-width{grid-column:auto}.section{padding-top:42px;padding-bottom:42px}.card-grid,.steps-grid{grid-template-columns:1fr}.area-link-grid{grid-template-columns:repeat(2,1fr)}.split-section h2,.section-heading h2{font-size:27px}.cta-strip{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column}.page-intro{padding-top:32px}.legal-page h1{font-size:34px}}
